They need to trust you. 

That's another area where the title insurance payment structure does not make sense, on a refi.

I was just wondering how it would work if they tried to do a loan modification or file bankruptcy even through I’m making the payments. 

My wife and are eager to get into the relistate game but are working to gain experience while we build up a down payment to start house hacking.

Positives from an investor's perspective:- Leverage and Appreciation: By opting for a 20% down payment, I'm leveraging my capital.

One partner would front cash for renovation, and the other would front the down payment.

It can be worth it if a building is in a tough area, or you want a guaranteed payment from the government.

No matter we testified that he doesn’t own them, no related to the persons on the trust.

I'm not sure what the best approach for this is. my lender is away so I didn't want to bother him till he returns but can the closing close be rolled into the payment?

On the same note I have tried to get her to invest in other properties with me and she is terribly risk adverse and just can’t stand the thought of having her name and credit being attached to a large mortgage even though I have explained numerous times about how the bills and mortgage payments are made by the rent payments. 97% of the time she continues to be supportive of me pursuing the real estate on my own and has been supportive of me retiring from my job to pursue it full time.