(pun intended) The only people I know who do smoke inside tend to be either shut-ins or (how do I say this without being rude?)

Tampa Bay was the only hotel market in the country to maintain above 50% occupancy when everything was shut down, and the STRs were booming then!

I'm not going to make predictions but we've had some unprecedented things happen that have never happened before.For the first time, ever we have had:Government totally take over personal activities.Government totally shutting down businesses en mass.Government totally disregarding contract law.

Paying off a property, if you get that far, and I hope you do, allows for many future options including taking a portion off to buy more property and somewhat acting as the bank yourself, or you can simply enjoy the extra cash flow in the meantime that comes in while the market is hot and positioned for a massive meltdown which is kind of looking like might happen with the prolonged economic shut down.

Anyway, let's keep this topic going because it is important and it would be a shame if it were shut down....

The net effect of the crash was a great cleansing that forced most unstable businesses to shut their doors. 

Those types of restrictions can shut down a short term rental operation in a heartbeat.

This was great news to local cash investors who have been shut out by the large advertising budgets of the big behemoth cash buyers.

During the shut down, I purchased by 1st househack and live for free while living in the unit above the garage.

But a lot of SF owners are renting out their ADUs and just hoping they don't get shut down for a zoning violation.