There are plenty of hard working low income people deserving of descent housing that do not have rock bottom credit scores.

Drown out the noise and stay focused - I had alot of people telling me I was crazy 5 years ago when I started. 

i would assume that that is for only people who don’t make enough.?

Laundry Card is my favorite since it usually means people spend more.

I loooove the master plan’s man… Many people don’t look at them!

I get that people will open closets, cabinets, use the bathroom, etc. and we are fine with that, but is it normal, and more importantly acceptable for people to let their children do the things they did?

they have lots of experience around PM. good people.

Maybe because I've kind of run into this issue with paying people in the past.  

I'm still in the infancy stages of my REI journey. i've been attending many REI Meet ups and seminars and have been meeting some great people!

A phobia is an "irrational fear" and I doubt he is afraid of gay people.