If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

If you're purchasing a title policy the title company will probably issue a title commitment setting out who they believe is necessary to covey insurable title. 

While that warning was short, it still provided more than enough time for the tenant to remove the line or provide you with warning about the line.Let them file a claim with their renters and car insurance policies and let them decide who pays.

Try aiming for rehab cost of whatever you have saved now or what you can pay for prior to refinancing.

My commercial brokers will not write policies at actual cash value for me.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

My concern was that they could take action once notified by my insurance company that the policy was switched to a rental property.

It will be up to your lender's policy whether they can do this or not.The 20% and amortized for 25 years seems very favorable.  

As a wholesaler,  I aim to develop relationships to benefit BOTH investors and sellers through ethical and transparent communication.

I don't know if this is specifically the case with Chase, but some banks and credit unions have subsidiary appraisal management companies collecting that appraisal fee, so that would be even better for the bank if that is the case.The other garbage estimator websites, like Zillow or Redfin, do the same stuff, but are aimed at bringing business in the door for their primary customers -- real estate agents (you, the person reading this, are the product being sold).