What do you need for a Non-QM DSCR loan? 

I’m looking to purchase my second property (hopefully a duplex) and believe using a home equity loan is the best way to tap into my equity to use as a down payment since my mortgage rate is 2.5%.

As a lender, what type of lawyer do I go to draft loan documents for me?

I still have many years before I can retire and withdraw penalty free, but I was investigating and saw I’m able to take out a loan against my savings and could use it for a home purchase.This gives me a bit a cash to play with but wanted to check if others have considered the same?

The foreign account is managed because the expenses are charged in the foreign currency for more of an income for us, we provide the services.

Assuming that you can somehow provide the guests a private bathroom I can see this working with an outdoor cooktop if the jurisdiction allows you to STR a bedroom.  

Yes, you can do a sub-to on a VA loan.

I manage a couple properties this way, but am under no illusion that it provides any liability benefits.

You can also consult with lenders, brokers and ask them for suggestions on who might be a good real estate mentor and most will be able to provide one.

While I cannot speak for any of the other areas you mentioned, I can provide you some insight into the investing market here in Sacramento.