We just made an offer on our first deal.

So if you're buying a stabilized cash flowing asset, the returns you'd have to offer a PML would be lower.

They offer wealth management but they also offer joint venture deals where they look for partners to purchase Multi-Million dollar REI portfolios. 

I think the Iowa City, Coralville, and North Liberty markets offer great rentals with lots of different types of levels of rent.

Turnkeys offer less hands-on management which is ideal for beginners and it give you valuable experience as a landlord.

I was told my by loan offer over a year ago that the rates in spring of 2024 would be back in the low 6's high 5's... look where we are. 

The below terms are live as of this date, for a rate and term refi (no cash out).From left to right:Points: 1, 1.25, 2.Prepayment penalty: 10 years, 3 years, 5 years.Commentary/review, hopefully this thought process is useful when evaluating offered terms for a maturing commercial mortgage that needs to be refinanced. 

Call your banks and ask them if they offer any options and try to work with them.Another option is to sell one of your property, consolidate and move on...

Let's not forget about Syracuse, NY (but just from an investment perspective).Syracuse, a prominent city in New York, offers a rich tapestry of culture, history, and education, highlighted by institutions like Syracuse University.

Any resources who can help us structure this (other than https://www.nationalfamilymortgage.com/ who does not offer support in our state)?