There's so many catalysts for population and job growth (Intel, Honda, Amazon, Nationwide Hospital, etc).

Many of my Sect 8 tenants work hard at 2 jobs to support their households. 

That coverage is designed for the premises not the contracting operations. 

One applicant has a 530 score but seems to have a stable job with 3X income.

Great Job!

I do beleive in owning real estate as an LLC, but more important to operate the LLC correctly above all else.As for your intiitial question, while I do not have familiarity with banks in Portland, speaking more generally you will most likely find the smaller banks offer the more competitive construction loan terms and the larger banks will generally offer better take out financing once the properties are stabilized.

If one has another job almost impossible to get REP. 

@Kevin Si the main point I heard is that you're approaching "retirement" not active management :)You can partner with proven operators who can effectively spread that 1M across 1,000+ Multifamily Units with less downside risk WHILE you keep your retirement TIME.

Using smart contracts to lower settlement and other operative costs. 

To kickstart this project, a comprehensive home energy audit is on my agenda to craft a strategic retrofit plan that significantly enhances operational efficiency by 40-70%.This endeavor seeks to diverge from common quick fixes, such as installing baseboard heaters, which merely shift heating costs to tenants.