But the upside is that they are often more organized with financials etc. 

I think the Financial Knowledge & Empowerment Plan is working so far.I'll find out in a few years if my approach worked as my oldest is in high school now and should be making his own way in the world in 7 or 8 years.

@Jay HinrichsI think there are several reasons for the significant drop, but the two biggest in my opinion are related to financial theory and the current legislative landscape. 

This implies that any investment in San Diego RE should be financially viable as an LTR.  

Good ones, who know what to do, can do a lot without having you or the seller hire one of us lawyers - in other words, there are a number of curative instruments to get you marketable title. 

I am now a devout listener to the BP podcasts and have only recently created a profile and started looking at the forums.My wife and I are looking for more financial freedom so we can travel more and are looking very seriously at real estate to provide that for us.

Hello BP,    I am a newbie currently dedicated to REI full-time in the Sacramento area with goals of becoming an expert RE investor, while gaining financial stability and time freedom.

Smart people adjust their life style, clear their debt, polish their credit scores and financially position them selves for success by mastering personal money management.Investing in real estate should not be used as a path to clear debt, you need money to be a investor.

Now that you're financially more flexible, I applaud you to turn your attention into investing.First, I'm assuming you are referring to 5 or more unit properties, since income based valuation is largely irrelevant when it comes to 4 or less unit properties.

(if you would like to learn more about how we find, and track off-market deals check out https://www.biggerpockets.com/forums/311/topics/556219-flip-in-the-historical-district-of-downtown-tucson ) Once under contract, our construction team put together a comprehensive estimate for the remodel and our investment team began running a financial analysis and a market CMA.