I replied to a similar post herewith a fairly detailed explanation of my opinion. 

Your explanation seems appropriate as the building is financed with a commercial loan as well. - The institution is larger than credit union, but a lot smaller than Bank of America or TD Bank.

@Matthew McNeil , thanks for the explanation.

@Michael Plaks Outstanding explanation. 

's explanation of strictly investing for appreciation, as you end up putting yourself in a vulnerable position and when the market dips your in the whole.I think it makes sense to invest in an area that is able to provide appreciation and cash flow, such as Columbus, Ohio.

here is an explanation as to why the property tax on SC property for rentals is so high. we were blindsided by this and it really messed up our cashflow https://greenvillejournal.com/business/want-rent-house-well-youre-going-pay/

Thanks for the explanation Michael.

Any large cash deposits must have an explanation.

The explanation I found on their website wasn't clear to me.

This explanation was much much better.