So I'm in my first ever mortgage (house hack in Chicago) and my mortgage is being serviced by Chase.

Plus, its a good fall-back plan if I ever lose this job.

No probate ever done.

The challenge was simple, I just needed to figure out how to pay for them.Although I can’t explain it, after reading a book called “think and grow rich”, I applied these principals and well, I started finding money.At the same time, I met a future partner, other local resources and decided to really start pressing for more deals.Over the next several months, I went on what my wife describes as an all-out war path.

Also, listen to the pod casts while you commute to work or where ever.  

If you've read the book "Think & Grow Rich" by Napoleon Hill, think about the "3 feet from gold" story he references.  

We have been thinking although we would have the HOA fees we would househack while we live there and rent it out once we move, so we don't ever personally absorb the fees.

I've been hooked ever since and listen to the Podcasts daily.

Is the area growing?

Properties are generally much cheaper relative to the rent they pull in, than in NY.3) Lower fixed costs - lower real estate taxes for starters relative to your rent roll, etc.4) Lower variable costs - labor is A LOT cheaper here.  5) Less stringent code enforcement.6) Less maintenance - milder weather, and younger average age of homes make for less maintenance.   7) Diversification - low entry price to buy property allows and investor to manage risk by buying properties in different neighborhoods instead of putting more eggs in one basket.In additional to the benefits I listed above the city is growing so fast that homes rent very quickly, often times before the sale of the home.