TD and BMO are the worst..20k a unit you getting a 1890 built that is ready to collapse..LOL   But I have to say tenants paying with Interac E transfer is a whole lot better and convenient vs the options in the US..

This is especially true in E Tenn where quality workers are incredibly difficult for all businesses to find.

However, in 1946, the WJ Howey case gave guidance on what a security actually is by establishing an easy to use test: 1.There is an investment of money.2.In a common enterprise (more than one investor).3.With the expectations of profits. 4.Through the efforts of a promoter.

Pretty sure we are not allowed to promote specific companies in the forums. 

@Russell Holmes What is the area like around E Votaw rd and Thompson rd?

@Jay Hinrichs I won't break in, B & E and all that. 

From the Subject Property The rent for a 2, 3, or 4-unit property, where the borrower resides in one or more units and charges rent to tenants of other units, may be used for qualifying purposes.The Mortgagee must verify and document the proposed Rental Income by obtaining an appraisal showing fair market rent (use Fannie Mae Form 1025/Freddie Mac Form 72, Small Residential Income Property Appraisal Report) and, if available, the prospective leases.Where the Borrower has a history of Rental Income from the subject since the previous tax filing, the Mortgagee must verify and document the existing Rental Income by obtaining the Borrower’s most recent tax returns, including Schedule E, from the previous two years.

My e-mail is in my profile

A lot of cities with housing shortages are promoting these in California and the state government recently passed a law making it easier to do these.

My girlfriend and I found and bought property almost two years ago but due to a job promotion we never ended up living there.