I would not have even filed a claim with my company but queried your neighbor's attorney if it was the HOA or the HOA's carrier that denied liability and demanded a denial letter from the HOA's carrier before filing a claim on your insurance.

Obviously, most of the timethe mortgagee's credit, etc. comes into play, but in this case the LTV is so low it hardly seems to matter.Assuming the paperwork is in order, what would you say is the market value for this note?

We couldnt find our lot because there was no road, and the whole place was too overgrown for hiking (we also could obtain no map withuot apparently going to the courthouse).Yesterday we recieved, out of the blue, a "DEMAND FOR PAYMENT" from the homeowners association -They want arrears, plus 10% per annum interest - The whole thing amounts to almost $4000 and the land is worth about $1500 -We have received nothing about this "arrears" prior to now, and suddenly we are supposed to pay by July 31st or they will start legal action.

I decided to go with it for a while to see how it played out.

After that, the huge demand for new commercial space will grow.

An owner has numerous other expenses like maintenance and capital improvements that come into play.

It is competitive, though, and its tough to actually buy one that's a good deal.There are also areas where there is very little for sale and a lot of demand.

agreed with Tim, that's the advantage of e-mail,, you can get the feedback of your prospects right away.... anyway radio ads is really for advertisement purposes only,,, jessica,cost depends on how long your ad is and how often it will play on air...

In many areas rent $$s are increasing as the demand increases with more bad credit, tougher lending guidelines and buyers with good credit afraid to buy.

Financial independence is a necessary step to winning the game and really only changes the way you can play.