I've decided to do them in the order received and process until they no longer qualify before moving onto the next and making them pay the credit/background check fee.  

And I personally believe it will be a very long time before we ever see something as damaging as 2008/2009 was, hence why I do my best to try and help those fight their investing PTSD. 

I've contact Commonfund, Solvay Bank and Prime Lending...seems the best rate for a sfr investment is 6.1% with 760 credit score and $100k+ income, $100k+ in bank and we are renting for $900/month.Is this the best I can get?

I did try a few local banks, but they want to use my personal income and credit score for loan decision rather than asset based.

A line of credit to use if I need it. 

The solution I came up with that they accepted was I waived all inspection damages under $5,000, but if the inspection found damaged totaling above that I was still covered.

These are typically built with some type of government subsidy or incentive such as tax credits for the developer in exchange for the leasing restrictions.

I'm eager to build business credit.

One of my properties was in the path of Hurricane Florence and while it thankfully didn’t appear to sustain major damage, there’s resulting water stain on the ceiling in the bottom floor.

Particularly someone who I could open a line of credit with to make it easier to fund the repairs on projects without tying up my cash.