How could I look for a second loan source for the difference? 

The reason for this is because this is your cheapest source of money.

Any advice on how to source folks when investing from out of town.Thanks in advanced! 

Local police departments are another good source of crime data if you're at that search level. 

Unless Denver is different that most places that have source of income as a protected class, you have to accept S8 vouchers if the tenant has one, but you do not have to comply with the S8 program.Where I am, I'm forced to accept a tenant that has a S8 voucher, but because I can refuse to fill out the S8 paperwork, refuse to allow S8 to inspect the unit, and refuse to fix any issues any S8 inspection found, they will never actually issue a voucher for that unit. 

I have been going about all of this the wrong way for a lot of my life and I need to make a critical change to have a chance later in life. 

I have a source of private lending to place down payments on homes that I would intend on refinancing and repaying within 12-18 months.

Engaging critical thinking skills while doing an comparative analysis of like products and organizations.

One source of cities to avoid is Neighborhood Scout's 100 most dangerous cities.

Finally, a new Clark County ordinance was passed prohibiting property owners and managers from discriminating against prospective tenants based on the source of their income or an eviction related to a loss of income experienced because of the pandemic (section 8 included in the source of income discrimination).Nevada previously was a very landlord friendly state.