And also be an business owner in multiple different areas

Jacob, I'm in the business so take my answer with that in mind. 

Deductibles can be a problem too.Warranties are a high profit business for a reason, because the pay out is nothing compared to the pay in.

This order could potentially grant you access to the property for inspection, considering the insurance requirement.If the current insurance policy is unfeasible due to access issues, explore other insurance options that can provide coverage under these circumstances.Keep a detailed record of all your attempts to conduct the inspection and any communication with the tenant, the insurance company, and legal entities.

I got an invitation for a business line of credit through Chase (I've had an LLC for about 2 years and was building up my credit). 

@Matthew Banks I continue to work my full-time job and have hired someone to manage my properties, deal with contractors, do unit turns, and run my wholesale business.

He's referring to setting boundaries for your renters so they don't call or text you at all hours of the night.I recommend you keep communication in writing via email so you can read it and respond during normal business hours.

@Clint Thezan  We  (Rent Branson Vacation rental property management company along side the buyer) have had success this past year in gaining permits from the county to allow an SFH conduct nightly rentals.   

They'll start with reasonable regulations and then increase the regulations to make it impossible to operate your business successfully.  

More importantly than merely creating an LLC is the documentation and how you operate your business.