It is a law that governs Public Accommodations, so the definitions in that law have nothing to do with the residential side.

Either way, the people who will suffer the most in the long-run will be the tenants who cannot afford, or simply cannot find, rentable accommodation.

the demand will grow.. as far as apartments,, a 2 br can house the person handicapped and a live in care giver so I wouldn't make changes to anything myself if it wasn't at least a 2 Br unit.I'm not sure of the laws but we had a handicapped rental unit at a property I managed and I was told if we had an apartment available and anyone applied we would be forced to have the person living in the handicapped unit transfer, to accommodate the handicapped incoming tenant, if we moved in a non-handicapped disabled person into that unit,.. as long as we had a similar size apartment listed to rent.. so nobody in leasing wanted to rent that apartment out to someone that wasn't handicapped, because they knew it would just be a matter of time when they would be forced to transfer a tenant.  

Your initial response to him did not indicate any comprehension of what was discussed rather we had this:"Maybe your wife is a better speaker or negotiator." , "Maybe she better presents the information needed to get the deal done

Get a comprehensive policy.

I have never seen a single comprehensive book on applicable laws for a small lender.

I use Podio extensively for my fix and flip business, and it is by far the most comprehensive program out there.  

S2A has plans to accommodate you. 

It includes, among other things, a comprehensive map of the Cleveland area, grading each area from A+ down to F, using a consistent, objective and transparent methodology using publicly available data (not subjective and arbitrary), which should help to ease the fears and really help you see what you are getting into.

Some people have the mindset of just getting by month to month, but larger thinkers will look for something more comprehensive.