They threw that crap at me at the last second when I had no choice but to sign.

I have decided to go back to school to get an MBA in Finance, to learn more about finances in general and supplement my career choice, but I ultimately just want to build wealth and financial freedom.

Being patient will help you make better choices and be able to see the bigger picture.  

He said from his understanding you need to have a walk thru with 2-3 contractors done and pick the estimated rehab cost of your choice.

I believe that will fuel my choices, actions, relationships, and motivation.

Im still debating on that but my first choice is flipping but im also inexperienced and cant wait to learn everything about it. i finished the beginners guide and i am looking for an ally/ friend to make this beneficial as well as informative.

The 'hold my hands' ones are typically more expensive with versions of design, fixture choices, designs for permit submissions, etc.    

Overall, I'd say they were a good choice, but I also have no basis for comparison.

Car payments take away choices and freedom.  

Com you, the bank usually will have to pay for those liens but only if you use title company they will give you the choice to buy or not title insurance .