As for how it currently performs as a rental, I ran my numbers for fun:With my estimated $4,200/mo rent, you seem to be holding this at a 5% cap, but your Cash-on-Cash is rather low, only 2.6% CoC return after paying your mortgage (doesn't beat current inflation).Looks like you should capture the appreciation now by selling it, and either 1031 those funds into a more-profitable project (something 5%+ CoC), or just put the money in a 5%-yielding money market account because values are basically at their all-time peak:Are you yielding much more than $400-500/mo in CF after paying the mortgage, taxes, insurance, & utilities/maintenance?

To this layman, getting the cheaper conforming loan in your name then moving the Title looks like using it as an alter-ego, one of the top two ways to pierce your veil. 

Mortgage broker vs Lender. 

Older, less luxurious assets are now pushing north of the 6% threshold.With a significant stake in the $4.5 trillion commercial real estate mortgage debt, the multifamily sector anticipates a modest increase in loan maturities this year, with obligations of $255 billion and $243 billion in 2024 and 2025, respectively.

I think there’s other cheaper markets in the country where you can buy properties for $15,000-$30,000 but I think it’s harder to get the renovations done, the property management handled, and as good a quality of tenants.

Alternatively - you could also do a combination and setup a wrap around mortgage (I have more details in my blog post on my website). 

Situation: Owner who took out a RV- Reverse Mortgage back in 2007 originally thru Wells Fargo passed away recently in 2023. 

Is there any way to get a 2nd Mortgage Construction loan in order to build another house on my lot in Middle Tennessee?

Gas heat is a lot more comfortable, easier for renters to understand (we are constantly explaining the way heat pumps work to renters, who think you can jack the temperature down to 60 when they are at work then up to 73 when they get home and not get a huge electric bill), and (at least right now) cheaper than electric because of the price of gas.

They handle day-to-day operations, such as tenant screening, rent collection, and maintenance, allowing you to focus on growing your portfolio.Mortgage Broker: When it's time to secure financing for your investments, a mortgage broker can help you find the best loan options with favorable terms.Real Estate Attorney: Legal matters in real estate can be complex.