Becasue they are not professional lenders, they may be willing to give favorable terms with fewr hoops to jump through. 

Generally if you are looking at a rate-term refinance (i.e. less than $2000 cash-out or just refinancing into a long-term lower-rate loan but same loan amount) then you should be fine - if looking to cash-out on the refi - generally will need to wait six months of seasoning however there are a few lenders that will do cash-outs at the 3 month seasoning mark

Thanks,Hey Joel,If you are tight on PITI, then I usually recommend looking into an interest only loan, maybe on a 5-10 year IO plan, to lower your payment and see if you can squeeze it in.Plus, rates are starting to dip a little bit, so it makes it a little more doable, especially if you just do a rate and term refinance to help keep your rate lower.

I'd like to position myself as a one stop shop for home owners with distressed properties where I'd: 1) Provide a cash offer on there home - (with all the close fast, no hassle things)2) Help them list it or refer them to an agent in their area (keeping in mind that I would likely get a referral fee)3) Renovate their house for them then help them sell - I've got the team and know what renovations move the needleI'm beginning a period of what I hope to be substantial growth and I'd like to increase my flips/rentals at the same time so I'm wanting to ramp up my marketing.

I'm currently the owner of a couple long term and a couple short term rentals. 

Hope you find what you need to stick around for the long haul!

Purchase price: $380,000 Cash invested: $60,000 Sale price: $525,000 I was asked by the realtor to give the owner recommendations on what would help the sale of their home.

I'm going to try out Peoria / Bloomington still because it's the only place I'm familiar with and have enough money to pay cash with.

Follow the terms of their partnership agreement. 

Zillow rent estimator predicts $3000/month I’m not looking to cash flow much year 1.