My goals are grand, ambitious, and future proof.I plan to build affordable homes in a way that is self sustaining, and desired by many.I plan to invest into Single family homes, and multi family homes to get the individuals who live in them a better life.I live in Utah, so the market is not the best.

Currently have a 1/2 acre in Bastrop, TX, and I am looking to build on it sometime later this year.

A reserve is unnecessary, but I still keep around $15,000 - $20,000 in my account.The point is, that you should sit down and assess your finances to determine what the worst-case scenario may look like, how much you would need to cover it without impacting your life, and whether you will need to build a reserve.

Is anyone leasing up / building micro commercial / industrial flex (250-700 sqft) spaces?

The percent returns are typically not much better, its just you make more money on a $10M building than you do a $100,000 asset. 

DSCR is not necessarily a better option in this case, they still need a solid collateral even more so as the building has to qualify more than you do. 

So refi as a rental is difficult because itll be $60k+ in closing. 

Even with the current market inventory is moving since it is a more affluent market used for building your equities and long term wealth. 

I have found it difficult to find financing being 22 with my only income being from house flipping.

**Roof Repairs/Replacement**: Ensuring the integrity of the building's roof is vital for tenant comfort and property value.2.