Are you applying for a conventional or FHA loan?

That is not in my nature.  

Wells Fargo, US bank...EDIT: Refrain from applying for a mortgage pre-approval online.

Probably not as lucrative revenue wise, but the tenant situation could be more stable because of the nature of the rental.All a lot to process - I like you insight of you usually end up trading one for another (specifically return for ease of tenant management.)

A lender will apply a 10% vacancy to gross rents.

 $1135.00 / yrWater/Sewer Bill  $5900 / yrTrash Bill              $1900 / yrAll homes have their own propane tanks as there is no natural gas in town.  

It only applies to 3- and 4-unit properties (not SFRs or duplex) bought using FHA financing.

Having an actual business name on your lease is very important as the tenant will know they are not dealing with someone that does not understand the nature of the business. 

You must submit a written request stating the waiver you are applying for along with ORIGINAL proof of course completion, a detailed outline listing topics and hours, and a course description.

Same applies to the eviction laws.