If you are looking for asset protection, an LLC or land trust will not protect you.

Keeping the rental and option to purchase separate will help protect you in the case of a default so you can evict instead of having a judge force you to go through a foreclosure because a tenant claims equitable interest.

I do hope to never be in that kind of position but if it ever did happen isn't that the purpose of the contract to protect myself even tho its my full intention to help motivated seller and never put them in a bad spot.

I'm about saving time and money too but I've very protective of my assets

To protect them they can let the money out in draws as projects are completed.

Vaping could be used as a delivery advice for this "medicinal" product and thus those with disabilities/prescriptions might be covered as a protected class.

I figure doing this will give me access to more credit and protection.

Yes at first contact I do disclose I am broker, I hand the owner a no-agency disclosure and also explain in writing that it is in their best interest to contact appraiser, real estate attorney, or independent real estate agent if they feel this way their interest will be protected.

Trying to choose the "best" applicant opens up potential fair housing issues, even though you don't intend them.What if the "second best" applicant also happens to be a protected class?

In essence, the safeguards set to protect the public are circumvented.