As he says, practice is key though.

Historically, most who fail to respond in the allowed time never go through the steps to get them resubmitted.But, times they are a changin' and that practice may go the way of the dinosaur.You got some really good advice here and there is absolutely NOTHING a credit repair company can do that you can't.

Rich-- I'm very familiar with the teachings you mentioned and they have influenced my thoughts & practices in this regards.

For water heaters and furnaces, its really the only practical alternative.

He practices in New York, Florida, California, and Colorado.

Has anyone attended the Pitbull conference on hard money lending and getting into the practice of becoming a portfolio manager?

From a practical point of view, if the omitted party is a borrower or someone who was on title or a large lien then kill the deal ASAP.

But that's my usual practice.

When I read the "Hype" of investing in REOs, I hear "these banks are not in the business of holding real estate, so they are practically giving these properties away."

They can tell you about market practices ('we commonly see...')Buying at a distance is a lot more about how you make decisions.