It will increase your coverage on all of your individual units but then put in a larger umbrella policy of 1+ million.

I’m looking for training and a circle of like minded individuals to get to know.

Since they can't do each property individually, they use comparables to make broad generalizations to determine percent changes.

I also have some agricultural land that I wanted to cover as well under this policy, so I don't want to just increase the individual liability on the one house.

Am I able to file a schedule E next year if I am receiving income as an individual? 

So what do you do about one of the rooms not having its own individual restroom?

If your why is because you just love real estate, perfectly fine as well.3) Surround yourself by life minded individuals -You are the average of the five people you spend the most time with.

I take pictures of rentals when they move out and just list cleaning and repairs individually on the notice to make a claim on the security deposit. 

@Luke Fuhrman nothing wrong with a company having multiple distribution channels with differential pricing for the exact same product (which bakes in differential distribution costs, such as super bowl ads, etc), but if you know that fact then you probably shouldn't be calling the most expensive of those distribution channels for the exact same product.Rocket's index is focused on the mortgage broker shop (eg, you wouldn't find me there)-- https://www.rocketmortgage.com...This other index lists specific individual loan originators rather than where their license is hung -- https://findamortgagebroker.co...Whatever looks appealing to you, cross reference google business reviews to make sure it'll be a good fit.

If they are on 4 different properties, that would be 4 individual single family homes.