The experience also scrutinized a big deposits (which people that have recently sold a home have & usually use this as the primary down payment method) made into the bank. 

By not disputing all the ways Jay's team has dropped the ball, he has admitted that he has messed up almost every single aspect of his B-R-R method that he built his company on. 

From what you've written, it sounds like you added these terms but the owner didn't actually agree to them in writing, which means you don't have any agreement.I agree with @Doug Utberg that your only method of enforcement would be to sue the owner.

EPDM is long lasting, easy to install but comes in Black and white option only whereas GAF self-adhesive Modified Bitumen option has more elegant and attractive way as it comes in different colours. in terms of durability i would prefer EPDM method.

I’m not telling you to use these methods, but if you can’t afford to lay out 12k cash for an investment you probably shouldn’t be doing it.

Highly risky.. if you have never done it at home and have a lot of experience even more risky. and maybe some other method would be safer.. that's all..

But filing form 3115-change in depreciation method, allows you to claim depreciation, and different methods of depreciation (like accelerated,double-declining balance, etc.), that you missed, without amending previous year's returns. 

I'm a wholesaler who uses cold calling as my one and only marketing method, as I'm operating with little to know money starting out.

I have heard that the MiniSplits should be supported with a different method of heat in the Winter. 

It depends on what the lender wants and if they have any prior appraisals of the property in question.Traditionally appraisers use three different methods to arrive at value and reconcile the three - the sales comparison approach, the income approach and the cost approach.