No way for me to prove that it didn't smell that way prior to her moving in (she claimed it was).

When you say there is not enough equity can you elaborate a little for me.

Buying a 4plex all 1 bedrooms from this older guy. 45k I am putting 10k down to my bank and my bank sent me an email and had the following offer... can someone breakdown the last section for me, I guess I am not familiar with shorter ammortization technology and how it works::;;;$35,000 FIXED at 5.375 for 72 months. 

Unless shes a home run in every other way, that's a big red flag that may be enough for me to look to another applicant

@Juan Sánchez I am here in the area and have been looking at properties for awhile, just haven't found one that works for me yet.

> do I just fill out some change-of-ownership form with the county?

I'm looking at a multi-family property and one of the closing conditions for the bank to approve the loan is an environmental form that they want the seller to fill out.The seller says that he would open himself to liability if he filled the form out and hence doesn't want to fill it out.The seller and his agent are very difficult to deal with (rude, abrupt, and generally uncooperative) and the only reason I'm pursuing it is because the numbers look good and it's a strong property.The bank says the only alternative to the form being filled out is to have an expensive Phase I environmental assessment done.Are there any other alternatives to this?

Atta BoY  love the NO debt.. there will be refi to you die max debt BP members just rolling their eyes at this.but for me your who most of these younger folks getting started should aspire to be.I have one other friend who started in law enforcement and is uber successful.

I am a new member to BP community and looking to move toward multi family purchase / rental and really appreciate feedback form community.

Have you researched in the process to form an LLC in Texas?