Nothing worse than your guts telling you something's wrong, then you pull the trigger anyway.  

If I am wrong about that and someone has one I would love to buy it!

I don't want to make the wrong decision on picking a house.

I know things will go wrong with the house.

I'm not saying you're wrong (this is clearly your business, so I imagine you're right), but I'm trying to understand how this risk comes about legally for a buyer/seller so I can better understand other insurance risks I might face...

If the phone sales reps are to be believed, the Ikea Double Bowl farm Domsjo (I could be wrong on this spelling) sink is the #1 sink for them in sales. 

But you've apparently audited your financials and know something is wrong, there are all kinds of 'rules of thumb' that are used on BP, but the real thing you need to do is make sure your investments are meeting your financial goals!  

In order to dump dirt, you need a soils report to prove what the composition of the soil is.

There's no right or wrong way but if there's a choice and the expense is low, try it one way for a few years and if it's not working, change it. 

With so many bad companies out there, I fear learning the wrong way to do things in the industry.