OK, All chips on the table, I have no money saved!

So are they off the table ?

I've done many commercial deals at 100% and over 100% where a seller would carry additional inventory or make repairs or leave operating capital on the table.

Not to mention the 3% (+/-) we leave on the table.

If they can put food on the table because they skipped their mortgage payments, then I vote their family doesn't starve.

I made the offer and I got the house.Based on my analysis of the after repair value and the 70% rule...The Maximum for my buyer is: 70% x $300K - $80K = $130K.Hence, I sold the house for $129K.Regardless of which maximum offer is right...the point is: WHOLESALERS, LEAVE MONEY ON THE TABLE!

The area is unique.

There is nothing unique about MHs really as to underwriting the loan.

The most common options would be renting or doing a lease option/purchase -- but with a hard money loan, you'd be hard-pressed to see positive cash flow and you'd be forced to pay off the loan when it comes due.If you absolutely can't find a way to pay off that hard money loan, my suggestion would be not to borrow the money unless you were practically 100% certain you could either sell the place for a profit or you could bring the money to the table when selling for a loss.

It turns out that the under-the-table foundation work the flipper had performed was just enough to hold the house up while it was on the market.