Next I've been on the phone with one Mortgage Servicer after another trying to track down what the status of this note is.

Five percent of my gross rents are enough to pay my own employee that I train to manage all my apartments.

I have an issue with one of the terms in the proposal regarding limiting liability: "Owner agrees to limit the liability of --------------. and its employees and agents to the Owner and to contractors and subcontractors on the project, for claims in contract, tort or warranty to the sum of the amount paid for services or $ 20,000.00 which ever is higher.

Sorry to disagree with @Chai Xiong, but I think you are absolutely on the right track with your train of thought.

Can anyone recommend an investor-friendly/savvy, responsive, creative, CLIENT SERVICE focused lender in FL? 

Reserve an FED court date for sometime after that 30 day period (allowing enough time for service of the summons etc) in case they don't leave. 

Klasic Property Services by a mile. 

Went into medicine instead, and I started to invest in real estate while still in training, cause its fun.

Also what specific dd services would you want?

IMPORTANT:   encourage your tenant to answer the notice (if the sheriff misses a personal service).