But certain areas like mortgage lending are hurting, bad, and we are seeing areas of additional risk-taking to try to make additional $.

Building (additions & alterations) - review your condo declarations and bylaws. 

There's $209,000 in debt there in addition to the mortgage on an $850,000 primary home.

Purchase price: $601,000 Cash invested: $450,000 Contributors: Jess Haas Rental Type: SFH(4bd) + ADU(2)Condition @ Purchase: Heavy FixerStrategy: Dormer Addition + ADU

The financial adviser that is establishing our lines of credit is charging 8% of the line of credit up front, with no additional payout to him thereafter.

What can we realistically expect from a builder in terms of closing cost assistance and/or rate buy-down I would never buy a new build at full price and count on zero cash flow. there was a guy who bought one and it doesn't cash flow and he's counting on appreciation. you should at least look at multifamily and in addition look at building your own.

Also in addition to what @Lucas Carl said, have you looked into licensing requirements to be a PM for someone else?

@Kathy Kifer - I would add additional platforms: Airbnb and Zillow to get more traffic on your medium-term rental.

In the Denver area it was almost an entirely cash market--we once received payment of nearly $50k, in one hundred dollar bills, in recycled baby wipe tubs.

I have read through everything.However, I still feel like there is some type of value to using the monthly cash flow (not pulling any additional cash out of my pocket each month) to pay down the debt and thus build equity.