The house is still cold during this cold weather only because its an old house, poor insulation...

@Duncan Taylor can you give us an exact example of how this data would lead to influencing a decision you would make; or even better, it making the decision for you?

. :-)So I've come to absolutely despise the banks when they hit me with that.Now you've got some poor homeowner thats going to despise you if they don't get their dream house?

I would much rather have rentals outside of an HOA, as these add additional costs and limit your flexibility with the property (have to send any exterior decisions to a committee, sometimes cannot rent OR can have ability to rent revoked by committee vote).Aside from that, the main things I see are 40K for 1 property grossing $675/mo or 2 properties for 45K grossing $1000/mo.

Today our agent came to ask us about it because she said they've been calling her every day and want to know if we have a decision.

Banks sometimes make very odd decisions.

Look at the ROI and make a decision based on the numbers.

Buildings with poor foundations will always fail.

But there is a decisive difference in the types of "Crowdfunding" and any Industry (for profit) must clearly define it's self.Then I read of all the talk that an investor must be accredited and how can we now be sure the person is accredited.

it has helped me make gut decision based on what I see change over years