I know people are busy but when people spend time on paperwork and offers then I think should receive common courtesy at least a quick response and when we are told they will get back to us they should do so. 

@Nate Bell Hey Nate, i’ve actually heard from a couple other investors and agents that the 203K and 203B loans can be a hassle in terms of paperwork and funding... however, i’m always open to hear both sides.

No way to know without seeing your paper work Ask your Atty 

Tell her/him what you want to do, what your goal is, see if there's any legal paperwork you need to cover yourself and your MIL. 

A) Ask them to resubmit the paperwork and include the rental income as part of your income. 

From planning to getting plans and paperwork approved by not only the New York City Department of buildings but towns from Yonkers and Long Island to New Jersey. 

This calculator is free and works just as good as the BiggerPockets one, no need to have anything fancy especially in this pandemic where banks are doing most paperwork online.

They filled out the paperwork, and met me to see the house, helped me find a lender (which was actually awesome and I want to be able to have this type of lender on hand if not several!).

They don't practice law in CA, and I have mountains of paperwork and filings every year with TX, UT and CA, plus an $800/year fee that's nothing like the $15/year fee other states charge for an LLC. 

Yes, they will do all the above and coordinate paperwork with the lender.2.