Originally posted by @Andrew Erickson:@Mike Reynolds, No, I hope to expand outside of California.

I come from a background in law enforcement, currently residing in Philadelphia PA, and originally from Queens NY.

I'll answer your questions in reverse order if you don't mind.Keep in mind that house hacking REDUCES my cost of home ownership.

Excited to obtain more knowledge and help answering questions I have. 

I rehabbed a home and was caught without building permit I went through the process of getting a permit but my original plan needed a variance after the process and being denied the variance at the board meeting I decided to change the plans to build the structure in the same footprint and received two building permits.

The human mind is the original supercomputer and extremely powerful, so feed it!

The answer is most often, NEVER.

We invested in the Toronto area as we are originally from there, but have since decided to remain in NJ and therefor would like to continue real estate investments in the local area.

Hey there,We’ve worked that area for 13 years.Anything i can help answer?

As usual talk with your accountant to get a proper answer :P