@Isaac Marroquin  if your here today I hope you brought your snorkel  I drove down to Eugene to visit my MHP and it rained the entire way down and back. 

In this case two large branches from the neighbor's trees hanging over the house that could fall on the house during a hurricane or lightening, outside columns soft from rain or bugs, multiple lights not working, fridge not dispensing ice or water, dishwasher rusty and at the end of its life, hot water pressure in bathrooms too low... 

It rains A LOT in the Poconos.

Now worker has to pay workers comp back part of his judgement he got from homeowner but since he got pain and suffering, and loss of consortium, and because he can no longer do motor cross races he got $500,000 more than workers comp paid.Do not count on workers comp to protect anyone but the employer.

For example, if a property has a judgement of $100,000, and it is only worth $60,000, the bank will buy it back; get paid possibly $60,000 in PMI, then list it as a REO for $60,000.

When it rains, it pours.  

@Alyssa Raines Let's do it. 

And some days you have rain on top of snow and then a blistering cold night leaving everything ice crusted and frozen solid... in remodeling you can get away without heavy equipment.

If the applicant doesn't have an eviction or judgement and the former landlord gives a positive reference I would take that as enough to know they paid.

I think one is better served by looking at the current economic climate in the world , region and city and then making your judgements.