After running all the numbers, I chose one of the properties I toured and made my offer.I had an independent inspection done with nothing major found and received a good bank appraisal ($3.5k over purchase price). 

Our aim was to build up a level of passive income for financial independence / security.

Appraisals work the same regardless of the financing since the appraisal is done by an independent party. #3. 30 year terms are not realistic for commercial loans.

Long term goal is to be financially independent on the cash flow i get from the properties.

That leaves the door open for a human or non human competitor.Those are literally state-required disclaimers, at least in my state, so actually ALL homeowners, whether using an agent or not, must provide the buyer with a disclaimer stating buyer is responsible for independent verification, not to rely on seller, agent, broker or listing information, so basically your "Don't trust me..." list.   

RE Taxes might be appeal-able but that is indirectly tied to rent and more to NOI / CAP rates / etc.Similarly, certain CAPEX is independent of rents (e.g.

I just switched to an independent agent, so they could help me all unit mixes.

We all love our independence and don't want to live in the same house.

If pay my PM and my independent contractor electronically from my LLC bank account and all the repair expenses are over $600.00?

Each offices is independently owned and operated so while they strive for the McDonald's approach the personality of the managing broker and the owners colors your experience at the office.