Hard Money Loans:While typically used for flips, hard money loans can be an option if you plan to quickly refinance into a conventional loan after increasing the property’s value.

However, there is a new law recently passed by legislature pending approval by the Governor (general sentiment is that the law will likely pass) which would restrict landlord's ability to issue a notice to vacate to a few specific reasons.

This is only one of the issues in Minnesota.  

They are as in-expensive as any competing importer and nobody matches their specs in the price range.The plywood is good hard plywood not the typical soft import plywood.Their products meet the California Air Resources Board Phase 2 requirements for formaldehyde emossions which is a huge issue with import plywood.Their finish is a UV cured, water based Benjamin Moore stain just like the American product.  

Flip a few more properties?

SF detached in Raleigh HOA, we've owned 15+ years with minimal HOA issues, the occasional "needs pressure washing." 

But as my portfolio has grown it has become a bandwidth issue for me.

I have a few properties under my belt that have been live-in-flips, but now I'm ready to jump into BRRRR or other strategies.

Prop tax's some of the lowest the country very low insurance stucco houses tile roofs and desert landscaping all lead to ease of maintenance over time compared to FLA which of course has all sorts of weather related issues that is detrimental to houses .. high prop tax and sky high insurance ( certain areas) But its also growing.. so there is that.

The issue is Interest rates.