I am hoping to use creative financing to acquire it.

Only way I can maybe do a house hack is with seller financing. 

All three houses cashflow and she is not interested in selling at all as this is her retirement plan and main source of income, however due to excess cc debt, a high DTI, low credit score and lack of financing options, she is extremely cash poor. she is at the point where she could and I think should declare bankruptcy on those cc's, and move the houses out of her name. in order to get financing, all houses need to be in LLCs, which they aren't.in order to kill a couple birds with one stone, my mind goes straight to 1.

We look for things like overpriced listings that sit or deals that fell through before on financing.

In the realm of finance, understanding the intricacies of various loan options is paramount for both borrowers and lenders alike.

I would like to better understand the financing options that are available. 

How did you finance this deal?

Finance cowboy has some great resources online as well.

I've been flipping, buying/holding, creative financing, etc for 24 years and can tell you that most people who come to me after paying a guru $25K to $50K have been terribly disappointed once their money is gone and they have nothing to show for it. $25K will buy you a lot of marketing.  

How did you finance this deal?