We have not sat down yet to iron out details, but she has expressed either just renting, or rent to buy.

My apologies for the extensive intro, I do enjoy typing and I'm a very detail oriented person (yikes).

I'm sure its like anything, the devil is in the details.

Hi @Brien Tal-Baker - could you please PM me with some more details?

your not going to get the detail you need on BP and talking to us in the peanut gallery about doing syndications atleast you should not listen to us..

And lastly, it is possible to access your retirement funds prior to age 59 1/2, you can find more details on how to do so in this article: https://www.forbes.com/sites/forbesfinancecouncil/...I think you are well ahead of most people in your age group, starting this early and maximizing your Roth IRA investments will set you on the road to financial independence, just stay diligent!  

You can PM me the details :)@Junior Picanco - thats great to hear that you are making it work! 

Also, can someone explain to me in great detail what the difference is between lease options and seller financing is?

It can be done, but it is a little too advanced and detailed to cover in a post.

However, without going into details, I would recommend breaking down the expenses to make sure you have allocated all the expense needed such as management fees (even if you do the management yourself), cap ex, vacancy factors, etc...