I'm not an insurance expert or a lawyer, but I would imagine the homeowner insurance policies of the current owners would cover a tree falling. 

First, when you find your buyer (via Craigslist ads, Zillow, email marketing etc.), you should require a nonrefundable earnest money deposit.Having the buyer furnish an nonrefundable earnest money deposit secures your position in making a profit.

Write, email, or meet with them and discuss your intention to actually but their property.

I sent an email to get this question answered but have not received a response yet.

I would imagine that if you are responsible with your finances and leveraging your business prudently, the banks won't feel the need to call your note(s). 

I'm always looking... send to my email please.

As always if anyone wants to just talk real estate, I would love to connect over email or a call.

I would start now by trying to get on as many wholesaler and broker email lists as possible for deal flow, and possibly getting licensed to gain access to the MLS, at the very least for comp analysis.

@Dmitriy Andreyev, shoot me message, text or email (contact info in my signature) and I'll be glad to help!

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