All contracts, options, or other devices not based upon a substantial consideration, or that are otherwise employed to permit an unlicensed person to sell, lease, or let real estate, the beneficial title to which has not, in good faith, passed to such party for a substantial consideration, are hereby declared void and ineffective in all cases, suits, or proceedings had or taken under this chapter; however, this section shall not apply to irrevocable gifts, to unconditional contracts to purchase, or to options based upon a substantial consideration actually paid and not subject to any agreements to return or right of return reserved.So, if your "teacher", "mentor" or whatever else they claim to be is proposing using contracts to broker real estate without being licensed or owning the property, they are teaching ILLEGAL practices at YOUR expense.

I think right now it is safe to assume that a 25 year fixed with 30% down would be 5.25 in most Metros.

It is my understanding according to dodd frank of you go through a rmlo underwriting an owner occupant bier you have a safe haven from being sued n federal court from a seller saying that the buyer was not properly underwritten as per the Ability to Repay Rule.

. $100,000 a month in income by 2025I plan to achieve these numbers by way of acquiring as many doors as I possibly can by any (legitimate, of course) means necessary, in a financially safe and responsible way. 

They put fail safes in so when they are gone the kids etc. can't blow all the money at once and make stupid choices.When you get 60,70,80 etc. you still worry about health whether you have money or not.

Since the new laws and regulations for Dodd Frank and the Safe act you can not do seller financing like you could before the laws.  

As for the investors, they are friends, family and acquaintances with RE investing experience so this shouldn't fall into the securities camp, but will have a lawyer to put it all together to be on the safe side.  

Might work for a buy and hold investor, but then that landlord is taking on the risk of a subject to deal for a not-very-good deal.If you're going to try sandwich lease options to owner occupants, spend some time understanding Dodd-Frank and the SAFE act and the implications of that. 

It's most likely against the SAFE Act and would land the lender in tons of trouble. 

What I discovered was great neighborhoods and people that live in them just wanting a safe place to raise their children as we all do....