But there are soooooo many ways to skin the real estate cat. 

To add some color to previous statements made on this post, Biden’s plan acalls for capital gains and dividends to be increased only for thos emaking at least $1 million. 

I picked the colors.

There's also a program called Arti out in Utah that might be available in more markets now that is $free.99 and is cutting edge in the Ed space.Whatever you choose, dig in and soak it up and you'll pass with flipping colors!

There are a few ways to skin this cat, and each consultant (attorney, civil engineer ect) will have their own take on the best solution.

Reason being is just that, if a tenant stops paying I just evict for non-color of title instead of the financial. 

As is can list for 80k (one next door exact same house, exact same color carpeting etc --they once were owned within the family together-- pending in 45 days for 80k un-updated). 15k in cosmetic rehab (paint, carpet, update appliances, flooring in kitchen, roof patch up from Iowa's Derecho quoted at 3k) realtor plans to list for 109k. 

Baisically I’m doing a lot of work and putting some skin in the game and only taking half.

It just feels like I'm fumbling around in the dark at times and now that financial independence is in sight, I'm getting anxious about not messing up and resetting the clock too much.  

Not necessarily, when you are a new investor and have your house refinanced, the bank or lender still wants you to have some skin in the game and to minimize their risk.