It appears that she may be telling the truth as the deed is signed in 2018 and notarized in 2021.Upon getting served I had my Lawyer look into the guy that sold me the property and it seems like this is not the first time something like this has happened with him, it also appears that this guy knows the lady who is claiming that she never signed the quit claim and they lived at the same address over 10 years ago at the same time.

Hey Braden,It appears a REFI will be your best option.

Holding onto it for a bit longer, with tenants that appear to be quite patient which is a virtue, might not be a bad idea either. 

I know underwriters want my debt-to-income ratio around 43% maximum (including the new mortgage) in order to approve a new mortgage.From what I've read, it appears underwriters will consider a certain amount of rental income in my favor, but only 75% of rent minus expenses. 

Even if your lease contract says you can do it, that clause would never hold up in court.

This gives access to clubhouse, pools, tennis courts, etc. 

You will encounter what appears to be great cash flow in some other areas of Cleveland but, in most cases, it's fools gold. 

So in one sense the intent that you can demonstrate easily is that you intended to hold it.There is one large court case in the last few years where a developer had his 1031 overturned on a property he sold after something like 12 years. 

I've managed some homes with ramps and I typically leave them there as long as they are safe and neat in appearance.

Dealing with the city government sucks, the crime sucks, the courts suck - but the cashflow can be tremendous.