I know how easy it is to get burned and I always do BG, credit checks and income verification.

Are there any lenders that would be interested in giving me a line of credit on my rental property?

Hey BP,Do any of you use a separate credit card for all your business transactions?

Yes you can get a HELOC check with some smaller local banks and credit unions.2.

I've recently gotten out of debt so I have the credit required, however, I don't have anything significant saved for a down payment.I just had the thought of looking into taking out a personal loan with a bank to fund the down payment for my first deal.

I believe this is largely because they don't have to cover a gazillion dollars of personal property that they are making me insure.Rates can also vary based on your credit and claims history. 

I usually send a friendly greeting and link to an application, along with a list of credentials needed ($25K minimum gross annual income, 650+ credit score, and a clean background). 

@Demetrius Cooper Best advice for such a short time frame, I'd open a checking account that provides a high yield.

Their rates are going to be somewhere between 5-8%, depending on credit, LTV, and cashflow. 

Does anyone have any examples/stories of deals where they used someone else’s credit to get a mortgage?