Some people, by nature, worry about these kinds of details and may not have the stomach for investing in a short-term rental property.

@Kelvin Letron Brantley like @Chris Mason said, most HML will look at your credit simply to determine the risk of missing payments.By nature, hard money loans are asset based.

It's just the nature of rental properties, but being proactive goes a long way.

You probably wouldn't need a "general" contractor, who (like me), would subcontract plumbing/electrical/HVAC work, though some towns permit HVAC work to be put on a general "building" permit.I'm not entirely sure what plumbing and HVAC work the previous contractor did but you may (sometimes) have issues with plumbers and HVAC guys taking over or signing off on work done by previous contractors that they can't or don't want to put their name behind (or they may charge you more simply for doing this)... depends on the company/person, and on the nature of the work done.

They tend to be gentler, more responsible, and the programs naturally create a network to help keep your rooms filled.

Hi Ken,Understand that it may be challenging.

Network and allow it to happen naturally if it happens otherwise just consider it just a learning one time meet and great type of moment.

No repairman or superman can change the laws of nature. 

Challenges?

I agree with @Matt Maurice that a lot of the "good" contractors are very busy right now and trying to start a relationship could be challenging.