I personally feel with my first two attempts, my wife and laid out what we were looking for and it still feels like pulling teeth to get him to do anything for us.

These are typically held less often and on an irregular schedule.To me, it's all about relationships and the strongest bond in any relationship is what you have in common with others.

Most traditional financial planners will steer you towards a stock/mutual fund/bond portfolio. 

That boss who is always spreading cheer and blame and keeps up his tan and teeth-bleaching in January.

But too many people on here never have time to talk about that and likely skirt by the skin of their teeth on rentals. 

Raising rates too fast because they're driven by fear has predictable consequences.Federal Reserve officials getting increasingly worried about "financial stability" as opposed to inflation as higher rates begin to crush bonds.

Brush only 80% of your teeth and the rest will get cavities.

Unlike other IRAs, you're not limited to stocks, bonds, or mutual funds.

I have looked a little into it and saw that in order to be a contractor for residential properties, you need to purchase a $20,000 surety bond. 

From what I have seen and I could be wrong here, but most plans give you a limited menu of targeted date funds or a selection (5-15) of bond/equity funds to invest in.