'mid-term' and it's just an aspect of renting a unit this way that you'll have to deal with.

If you plan to live in a unit, you can use FHA or conventional financing.

I'm interested primarily in MF investing, I would like to skip residential MF and go right to commercial and start with about 10 - 30 unit bldng.

Do you mean a unit?

OPTION #2Try to buy a 2-4 unit in California.

Cleaning units between tenants?

And units should STILL cash flow with the vacancy factored in.

I purchased a 7 unit directly across the parking lot of the EAST CLEV train station.

In light of current high rate environment, if you were an investor/developer, and you were about to start a 30 unit residential/commercial mixed use property (ground level a few shops, rental apartments upstairs), what percent of rate return are you expecting for your initial capital? 

I understand the situation you are in with your funds with having a family emergency and remodeling another unit, but you should have the reserves to be able to afford this repair.