I assure you no matter how good of a relationship you have with your contractor, if you are offering him 500 for a days work and he has someone else offering him 700 for a days work you won't be on the top of his list unless you can realistically offer him more in the future.

A Degree Is A 'credential', Its A Shortcut For Telling Other People That You Meet At Least Some 'standard'I Admit I Take J.

I can't speak to the specific underwriting criteria for every bank, but if your wife is back to work, and working full time, her income should be used.

I code some for work and have began collecting rentals.

A brother of mine tried to tile over linoleum and ended up removing both later the Lino flexed to much it was on a slab ,and he thought he was saving time taking a shortcut.

You may want to look at commercial properties as lenders will be looking at your net work and liquidity in addition to the property performance.

They are looking for work and most invest themselves somewhat so they understand the needs.

If not, that may be his reason why he doesn't want to put in the extra work and cold-call off-market opportunities. 

I have been wonder how pre-foreclosures and short sales work, and how they work in with wholesaling. 

I am pretty good at managing time though , time to work and time to play!