Also you want to look at the competition. 

Will it match the statement amount up with the actual credit transaction for the bank account attached to Stessa?

Copper is expensive, you want to use pex (and make sure they don't buy the cheap stuff from the big box store).

I'm in Memphis so I'd like my first couple to be local while I learn the ropes, but I'm down to buy anywhere.

Does anyone have experience converting a multi condo unit house to simply a multi family property?

. - The commercial property is in an LLC, we get K-1s from the LLCs taxes every year showing that the LLC pays for the expense and is cashflow positive; except for the deprecation we take :) I plan on buying a new primary residence in the next 1-2 years and want to know if I need to have the commercial loan adjusted so that its no longer personally guaranteed.

I'm new to real estate and looking to grow my network so I can learn to manage and grow our portfolio.

While completing a Cost Seg study, they were very resistent to me using 6% and because of time-sensitivity, I decided to default to the "rule of thumb" method that you mentioned and used 80/20. 

8.Who pay the closing cost when using an assignment of contract in New Jersey?   

Based on some quick preliminary research, it seems like it could be a pretty good place for me to start investing.