@Mark ShubinHouse hacking means buying a place and living in one part while renting out the rest to pay for the loan.

I have no credit debt and $12,000 of student loan debt I'm looking to pay off within the year.

@Bethany Travis, the short and straightforward answer is to pay a real estate attorney to draft a purchase and sale agreement with an exhibit to assign the contract.

So I need to pay them off or keep them on the books and continue buying property with DSCR loans from now.  

In my own personal finances, I do work with a fee only advisor - I pay him a fixed fee out of my pocket based on net worth, and he doesn't collect anything for investment in particular funds, particular brokerages, financial products, etc.

If you buy at 373k, you're probably paying around 2,200 a month in mortgage.

Currently have tenants and paying monthly consistently.

In the future, do a court records search at https://casesearch.courts.state.md.us/casesearch/If you had done that, you would have seen they have 8 failure to pay rent cases against them.

The tenant proactively requested help in paying their rent2. 

Seller is paying $5,000 of closing costs and a $5000 credit towards a contractor for repairs found during inspection.Here is the part that is bothering me...