This is something that I am a little concerned about but not to worried, because of how the market is especially for loans.

Their only recourse is to raise fees or assign an assessment which would cause more to walk.

Lending will ease, though it may take a while.As a buyer, I worry that the number of REOs available will decrease and their prices will increase, since the banks now have an alternative buyer for their bad loans.As an individual investor, I'm concerned that large companies will end up being the ones to get the properties from the fed entity that's yet to be created.

There any number if natural causes for cracks in a patio.

Does anyone else find it ironic that too much cheap money pumped into the economy caused this entire mess and now the government is lowering the rate???

But if you are concerned about getting fined you will usually have little problem if you put them up friday night and take them down by monday morning.

If you cause the damage of someone reputation, thereby causing them to suffer any kind of hardship, yes, you can be sued, but as long as your statements can be proven truthful, then you are not liable for the damage your statements have caused.

I don't think this will cause house prices fall.

Almost everyone I know advises against going into business w/ family members just cause things can turn sour real fast.

It may not be anything for a simple duplex, but you could be causing yourself problems that a simply refurbishing and expanding the existing structure could avoid.